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Personal/Share Secured Loans

Personal Loans

If you need a Personal Loan to take care of home or vehicle repairs, consolidate your debts, or plan a vacation, contact 1st MS rather than a payday loan company. You can trust 1st MS to protect you with a reasonable fixed interest rate. Our goal is service to our members, so you will benefit from choosing 1st MS over another loan service providers that may be only concerned with overall profit. Features include:

  • One low monthly payment
  • Loans up to $35,000
  • Personal Loans are based on approved credit
  • Loans for any expense or purchase you need
  • Fixed interest rate and monthly payment for the life of the loan - click here to view current rates.
  • No prepayment penalties
  • Automatic payment option available

Are you interested in a Personal Loan from 1st MS? Click the application box to your right and get started online now or visit one of our locations today to talk with one of our Loans Specialists. Click here for location contacts.

Certificate Secured Loans

At 1st MS, our first priority is service to our members, so we offer special loan rates for members who have purchased a Share Certificate of Deposit at 1st MS. These loans offer NO credit check and instant approval! Click here to view current rates.

If you have a Share Certificate of Deposit with us, contact us to find out more about the low loan rates we provide for any type of purchase or expense. Click here for contacts and locations.

Loans Secured by Share Deposits

Choose this option if you want to use your own funds while still earning high interest on your deposits. Features include:

  • Low interest rates including regular shares and high-yield accounts - click here to view current rates.
  • Convenient instant approval with NO credit check
  • Generous terms that fit your budget

Visit one of our locations today to learn more about loans secured by share deposits!