Important Notice: 1st MS will be closed Monday, September 7, 2026, in observance of Labor Day. Normal business hours will resume Tuesday, September 8, 2026.
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From stolen mail to altered checks and fake payment scams, fraudsters are finding new ways to steal money and personal banking information.
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Take advantage of our limited-time auto refinance offer and get rewarded for making the switch.
We proudly support those who serve our communities!
Eligible members can receive 0.50% off the interest rate on qualifying consumer loans.
Same convenient service - just a new look! You can continue making loan payments using a debit card or ACH from another financial institution.
Credit Cards are not accepted. A $4.95 convenience fee applies.
Stay up to date on the latest security tips and information with our new Security Center Advisor.
At 1st MS, we offer a wide variety of services to both our Members and Non-Members.
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The ultimate in convenience, the 1st MS App allows you to do your banking from your smart phone, wherever you are!
Check fraud is on the rise, and it can affect anyone. From stolen mail to altered checks and fake payment scams, fraudsters are finding new ways to steal money and personal banking information.
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Bring us your current auto loan rate or a pre-approval from another lender, and we'll beat it by 0.15%!
This offer applies to:
Federal legislation enacted last spring allows qualifying persons a tax deduction for interest paid on loans for certain new vehicles purchased after 12/31/24.
1st Mississippi Federal Credit Union has issued a warning to members after a recent increase in account takeover scams that have resulted in stolen funds.
Starting May 1, 2025, an important enhancement is coming to the CO-OP Shared Branch experience – IDCheck! This new technology is designed to make in-branch transactions faster and more secure.
Your December statement is now ready to be viewed from online banking. Remember that this statement also contains important tax information that is being reported to the Internal Revenue Service on your behalf.
Credit unions are uniquely focused on helping people reach their financial goals, whether that is saving for the future, buying a car, or reducing debt. That’s because they are not-for-profit financial cooperatives owned by their members and part of a larger Movement that has helped generations of Americans build a better life.
To support you in meeting your financial goals, we’ve partnered with trusted national non-profit GreenPath Financial Wellness. Their caring, certified Financial Wellness Experts will work with you to develop a custom plan to reach your financial goals.
Protect your community by reporting fraud, scams, and bad business practices.