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Vehicle Loans


Auto Loans

Why choose 1st MS for your Auto Loan? We offer quick approval and expert advice from our professional loan officers. We can walk you through the process and help you get the car of your dreams. Unlike many banks, 1st MS will often allow you to borrow up to 100% of the purchase price! Whether you are purchasing a new or used car, or refinancing an existing loan, contact us.

Our Auto Loan features include:

  • Refinancing with 1st MS could save you hundreds of dollars
  • Competitive rates - click here to view current rates
  • Flexible terms up to 7 years
  • Affordable monthly payments
  • Borrow up to 100% of the purchase price, including tax, license and extended warranty
  • Pre-approved financing to help you prepare for that new or used vehicle

Are you interested in an Auto Loan from 1st MS? Get started online now or visit one of our locations today to talk with one of our Loans Specialists. Click here for location contacts.

Super Non-Lease

Super Non-Lease is an auto finance product that can help you reduce the monthly cost of driving an automobile. This is not a lease, you own the vehicle and it’s available for new and used autos.

There is no special insurance requirement, no up-front capital cost that is typically found in lease contracts. Super Non-Lease is unique and perfect for those who enjoy driving more car, more often, for less money.

If you are in the market to buy an automobile call one of our lending specialists at 601.693.6873 ext 5633, 5632, 5624 or 5631 to find out how easy and convenient a Super Non-Lease auto finance plan can be for you.  If you like driving something fresh more often without finding yourself underwater in value, then Super Non-Lease fits perfectly. 

For quick info on potential interest rates, click here.