Insurance

Credit Life and Disability

Credit Life Insurance or Credit Disability Insurance claim? We are here to help! In your time of need, our claims process is simple for covered events. If you elected Credit Life Insurance or Credit Disability Insurance on your loan, use this online claim process to file your insurance claim quickly and easily.

To begin, please fill out a claim form at Trustage File Claim

If you prefer, call 800.621.6323 to begin the process and a TruStage™ claims specialist will assist you.

Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company (Home Office: Waverly, IA), is optional to purchase and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative or refer to the Group Policy for a full explanation of the terms. Base Policy Nos. CI-MP-POL, CI-SP-POL, B3a-830-0996, B3a-800-0695, B3a-800- 0288, CI-MP-CE-POL; CI-MP-OE- CC- POL; CI-MP-OE-POL; B3a-800-0992. LPS-5980922.4-0524-0626 © TruStage

The TruStage Health Insurance Program: Affordable Health Insurance Made Easy.

Insurance protection is part of a solid financial plan. That’s because dependable coverage helps ensures financial relief when you need it most. And along the way, that coverage means you’ll take comfort in knowing you’re protected. Founded on nearly 80 years of working together with credit unions, we make a variety of insurance products and programs available to members like you—and help you protect what matters most.

Welcome to TruStage and insurance the credit union way. To learn more, get quotes or just explore, visit TruStage.com.

© TruStage Insurance Agency, 2013. All rights reserved.

TruStage™ insurance products and programs are made available through TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company and other leading insurance companies.

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Guaranteed Asset Protection Insurance

GAP Insurance is offered to provide protection for auto loans and can help you with coverage during the time period in which you are making payments on your vehicle. The majority of people who take out auto loans today are opting for five- or six-year loan terms. Because vehicles depreciate rapidly, there may come a point when you owe more for your vehicle than it’s worth. GAP Insurance helps protect you if your auto is stolen or totaled in an accident. This insurance will cancel the difference between the settlement and the amount you owe on the vehicle, keeping you out of major financial trouble.

The premium fee can be included with your monthly auto loan payments or made separately. We work with you to find a solution that is best for you. If you are interested in GAP Insurance coverage, let us know at the time of your auto loan, and it will be added to your loan quickly and efficiently.

Mechanical Breakdown/Extended Warranty Protection

1st MS offers this insurance coverage to protect you against vehicle repair costs. As your vehicle gets older, the risk and the cost of repairs increase, so you will see a benefit from owning a policy covering mechanical repairs. This insurance pays for the cost of covered repairs less your deductible, which is based on the plan you choose. Our Silver, Gold, and Platinum plans each offer increasing levels of coverage. All of our plans offer these additional benefits:

• Rental reimbursement
• 24-hour emergency roadside assistance
• Travel expense reimbursement

Visit one of our locations and learn more about Mechanical Breakdown Insurance. Our insurance specialists will help you decide which plan is right for you.