Skip to main content

Back to School Loans

Let us help you get ready for the new school year with a $500 loan for 5 months at 18% interest rate with payments around $112 and a $35 loan processing fee.

$35 loan processing fee will be assessed. Please provide your last two paycheck stubs when you come in. Come by or call 601-693-6873 to see if you qualify.


  • Must be a member for a year
  • Must be employed for a year
  • Must have direct deposit at 1st MS
  • Must have a positive share and not be in the negative
  • Must be current on all loans with 1st MS
  • Members must not have any charge-off shares or loans with 1st MS FCU.
  • Members cannot be in bankruptcy or have an active garnishment on their paycheck.
  • Members are limited to having two unsecured loans with 1st MS FCU, with this loan included.

Member Apply Non-Member Request Information

*Member must provide their last two paycheck stubs, please bring that in at the time of the application, other restrictions may apply.