Let 1st MS help you with the often-confusing process of buying a home. Our Loan Specialists will walk you through the process and help you make informed decisions on choosing the best home loan for you. We also offer quick and easy refinancing to save you money on your existing mortgage. At 1st MS FCU we can help you with mortgage financing right here at home (our in-house mortgage program) or assist you with a mortgage loan placed in the secondary market.
Lock in a low rate* with a fixed-rate mortgage (up to 30 year terms)* - Click here to view current rates.
Choose from a variety of mortgage options to meet your needs
Pre-approval available to determine your budget
You must be a member of 1st MS to apply for a mortgage
Are you interested in a Mortgage Loan from 1st MS? Visit one of our locations today and talk with one of our Loan Specialists. Click here for contacts and locations.
Manufactured Home Loans
1st MS offers loans specifically for manufactured homes. Whether you are financing for the first time or refinancing an existing loan, our Manufactured Home Loans are designed to meet your individual goals. If you own your land, we can customize a loan to suit your needs.
Refinance your existing Manufactured Home Loan and lower your interest rate* - Click here to view current rates.
Pull out equity to make improvements on your home
Use your equity to pay off higher rate debts or finance a new auto
Are you interested in a Manufactured Home Loan from 1st MS? Visit one of our locations today and talk with one of our Loan Specialists to get started. Click here for contacts and locations.
Equity Line of Credit
1st MS helps our members obtain the cash they need through Home Equity Lines of Credit. Whether you need to make improvements on your home, pay education expenses, purchase a new vehicle, consolidate your bills, or just take a vacation, a Home Equity loan can be the best option to give you the quick cash you need. Features include:
Borrow up to 80% of the equity in your property less any mortgages
Low interest rate - click here to view current rate
Interest may be tax deductible (consult your tax advisor for details)
Are you interested in an Equity Line of Credit from 1st MS? Contact us at 601.484.5630.
If you need additional information or have questions, click here for contacts and locations.