Let 1st MS help you with the often-confusing process of buying a home. Our Loan Specialists will walk you through the process and help you make informed decisions on choosing the best home loan for you. We also offer quick and easy refinancing to save you money on your existing mortgage. At 1st MS FCU we can help you with mortgage financing right here at home (our in-house mortgage program) or assist you with a mortgage loan placed in the secondary market.
Lock in a low rate* with a fixed-rate mortgage (up to 30 year terms)* - Click here to view current rates.
Choose from a variety of mortgage options to meet your needs
Pre-approval available to determine your budget
You must be a member of 1st MS to apply for a mortgage
Are you interested in a Mortgage Loan from 1st MS? Visit one of our locations today and talk with one of our Loan Specialists. Click here for contacts and locations.
Manufactured Home Loans
1st MS offers loans specifically for manufactured homes. Whether you are financing for the first time or refinancing an existing loan, our Manufactured Home Loans are designed to meet your individual goals. If you own your land, we can customize a loan to suit your needs.
Refinance your existing Manufactured Home Loan and lower your interest rate* - Click here to view current rates.
Pull out equity to make improvements on your home
Use your equity to pay off higher rate debts or finance a new auto
Are you interested in a Manufactured Home Loan from 1st MS? Visit one of our locations today and talk with one of our Loan Specialists to get started. Click here for contacts and locations.